![]() Rockin' JM Appraisal is your FHA certified appraisal companyRockin' JM Appraisal is TX state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to call Rockin' JM Appraisal, as we are approved and qualified to produce FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Rockin' JM Appraisal if you need an appraisal done for an FHA-secured loan. If your house loan is FHA insured, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending organization provides all the money in the loan; the FHA simply insures the transaction through mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income borrowers benefit from an FHA-insured financial transaction; the point of the Federal Housing Administration is to aid credit-worthy buyers to meet expectations and necessities for lending agencies that they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly helpful to those consumers with less accessible starting capital. |